ALSO CHECK OTHER REFERENCES : -

https://www.weforum.org/communities/digital-currency-governance-consortium/

https://digitalfinance.worldbank.org/topics/competition/central-bank-digital-currencies-cbdcs

https://www.weforum.org/stories/2023/10/what-are-central-bank-digital-currencies-advantages-risks/

https://www.imf.org/en/topics/digital-payments-and-finance/central-bank-digital-currency/virtual-handbook